EXIM Hungary increasing framework of leasing products under the Sándor Demján Program

Due to the high interest, EXIM Hungary is increasing the total amount available for the Exporters of the Future Lease and the Export Promotion Lease products under the Sándor Demján Program by HUF 20 billion. The new funds will be provided by the institutional pair through reallocation within the program framework. The aim of the schemes is to support the domestic investments, and machinery and equipment purchases of Hungarian companies on favourable terms, thereby helping to increase their international competitiveness and expand their export activities.

EXIM Hungary launched the financing options available under the Sándor Demján Program in January 2025, including the Export Promotion Lease, which was supplemented by the Exporters of the Future Lease on March 3, 2025. To date, 1,025 applications have been received for these schemes, with a total value of HUF 46 billion. The vast majority of applications, 89 percent, requested Euro-based financing.

The Export Promotion Lease provides open- and closed-end financial leases to companies seeking quick financing solutions to expand their export activities. The scheme is tailored to the needs of exporters and their first-tier suppliers, helping them to purchase technical and other equipment, machinery, commercial vehicles and agricultural equipment. The scheme has a fixed interest rate ranging from 6.8% to 10.2% per annum in HUF and from 3.31% to 6.7% per annum in EUR, with a term of up to 5 years.

In contrast, the Exporters of the Future Lease provides support specifically to small, medium-sized and large enterprises based or operating in Hungary that are seeking flexible financing solutions with favourable interest rates to increase their competitiveness or implement domestic investments. It is therefore not conditional on the enterprise already being actively involved in export activities. The scheme can be used to purchase technical and other equipment, machinery, tools and commercial vehicles. Open-end or closed-end lease financing is available in EUR and HUF, with a fixed, subsidized interest rate for the entire term. The interest rate ranges from 3.7% to 5.7% per annum in EUR and from 5.2% to 7.2% per annum in HUF. Businesses can apply for financing with a maximum term of 5 years, with optional repayment schedules of 1, 3 or 6 months. Interest rates on leasing products are determined based on the customer’s credit rating and the collateral for the transaction.

“The significant interest, especially from the freight forwarding and logistics industry, has encouraged us to make an additional HUF 20 billion in funding available to Hungarian businesses as soon as possible. The aim of the increase is to enable as many domestic businesses as possible to access funds quickly and predictably to expand their operations,” said Dr. Adrienn Berta, CEO of EXIM Hungary.

EXIM Hungary has announced a total of seven financing schemes with favourable terms under the Sándor Demján Program, including loan and leasing products. The Program was launched in early January 2025 with four EXIM schemes and an initial budget of HUF 350 billion. Based on emerging market needs, the bank expanded the facilities available under the Program with additional schemes, bringing the total budget to HUF 600 billion. Domestic companies continue to have access to domestic and foreign investment loans and lease products offered under the Program.

The aim of the economic stimulus initiatives is to support Hungarian micro, small and medium-sized enterprises to scale up their operations, strengthen their export capacity, support green investments and contribute to the financing of foreign direct investments.