The interbank buyer’s credit line provides funds in relation to deliveries of Hungarian goods and services, through foreign banks selected by Eximbank, for the financing of payment commitments originating from the trade/main contractor’s agreements of several Hungarian exporters, and is typically accompanied by a MEHIB insurance policy (Facility V).
Based on the credit line, the financing of individual customers of Hungarian exporters takes place, on the basis of the specific trade contracts accepted by Eximbank and the foreign bank, in the form of individually accepted transactions (individual buyer’s loans).
The general rules for the acceptance of transactions are set out in the interbank buyer’s credit line agreement concluded between Eximbank and the selected foreign bank. The amount of credit related to the given export transaction, the tenor, the interest and fee terms and other terms and conditions, are determined in the process of accepting transactions for financing with the interbank buyer’s credit facility.
Limit amount — This is an individually determined amount (depending on the foreign bank’s credit rating and the extent of the Hungarian export opportunities).
Credit amount — Typically a minimum of EUR 1 million. Eximbank participates in the financing of transactions of less than EUR 1 million on a case-by-case basis only, mainly in relation to transactions that are important for their reference value.
Currency — EUR or USD.
Tenor — Typically 2-5 years (maximum 10 years), depending on the terms and conditions of the related commercial agreement. Tenor of less than two years are principally available for the funding of agricultural or relatively small-value manufacturing industry export transactions.
Interest – fixed at CIRR (only in the case of tenor over two years), or floating, based on EURIBOR or individual pricing in case of USD financing.
The extent of financing — In the case of financing facilities offered with a tenor exceeding two years at fixed CIRR interest, under the OECD Arrangement a maximum of 85% of the foreign trade/general contracting agreement may be financed. A minimum 15% advance must be paid by the buyer at the start of performance. . Local costs may – subject to individual appraisal – also be financed in part.
Certificate of origin — For export transactions financed by Eximbank it is necessary to certify the Hungarian origin of the product and/or services constituting the object of the transaction.
Cégjegyzékszáma:
01-10-042594, bejegyezve a Fővárosi Törvényszék, mint Cégbíróság által
Adószám:
10949638-2-44
Bankszámlaszám:
14800016-06000008-11111128
S.W.I.F.T. kód: HEXI HU HB
Cégjegyzékszáma:
01-10-042595, bejegyezve a Fővárosi Törvényszék, mint Cégbíróság által
Adószám:
10949621-2-44
Bankszámlaszám:
10918001-00000001-04530003
Bank account number:
14800016-06000008-11111128
S.W.I.F.T. kód: HEXI HU HB
Bank account number:
10918001-00000001-04530003
Номер банковского счёта:
14800016-06000008-11111128
S.W.I.F.T. kód: HEXI HU HB
ИНН: 10949638-2-44
Номер банковского счёта:
10918001-00000001-04530003
ИНН: 10949621-2-44
Hiteligénylő vállalkozás mérete és a hitel devizaneme | Ügyfélkamat | |||
1. év | 2-3. év | 4-6. év | ||
KKV | EUR | 0,10% | 0,19% | 0,69% |
HUF forgóeszköz 720 M alatt | 0,10% | 0,10% | ||
HUF | 0,55% | 0,80% | 1,30% | |
USD* | 2,25% | 2,50% | 3,00% | |
NV | EUR | 0,19% | 0,69% | 1,69% |
HUF | 0,80% | 1,30% | 2,30% | |
USD* | 2,50% | 3,00% | 4,00% | |
* 2020. január 1-re jegyzett 12 havi USD LIBOR |