Countries		Country risk classification	Cover policy
			Cover without any restriction	Cover on case by case basis	Off cover
1	Afghanistan	7			x
2	Albania	4	x
3	Algeria	5	x
4	Angola	6		x
5	Antigua and Barbuda	7			x
6	Argentina	7			x
7	Armenia	5	x
8	Aruba	4	x
9	Australia	2	x
10	Austria	2	x
11	Azerbaijan	5	x¹
12	Bahamas	3	x
13	Bahrain	5	x
14	Bangladesh	5	x
15	Belarus	6		x
16	Belgium	2	x
17	Benin	6		x
18	Bhutan	6		x
19	Bolivia	5	x
20	Bosnia and Herzegovina	5	x
21	Botswana	2	x
22	Brazil	4	x
23	Bulgaria	3	x
24	Burkina Faso	7			x
25	Burundi	7			x
26	Cabo Verde	6		x
27	Cambodia	6		x
28	Cameroon	6		x
29	Canada	2	x
30	Central African Republic	7			x
31	Chad	7			x
32	Chile	2	x
33	China	3	x
34	Colombia	4	x
35	Congo	7			x
36	Costa Rica	3	x
37	Côte d'Ivoire	6		x
38	Croatia	3	x
39	Cuba	7			x
40	Curaçao	5	x
41	Cyprus	4	x
42	Czech Republic	2	x
43	Democratic People's Republic of Korea	7			x
44	Democratic Republic of the Congo	7			x
45	Denmark	1	x
46	Djibouti	7			x
47	Dominican Republic	4	x
48	East Timor	6		x
49	Ecuador	6		x
50	Egypt	6		x
51	El Salvador	5	x
52	Equatorial Guinea	7			x
53	Eritrea	7			x
54	Estonia	2	x
55	Ethiopia	6		x
56	Fiji	5	x
57	Finland	2	x
58	France	2	x
59	Gabon	6		x
60	Gambia	7			x
61	Georgia	4	x²
62	Germany	1	x
63	Ghana	5	x
64	Greece	6		x
65	Guatemala	4	x
66	Guinea	7			x
67	Guinea-Bissau	7			x
68	Guyana	6		x
69	Haiti	7			x
70	Honduras	5	x
71	Hong Kong (Special Administrative Region of China)	2	x
72	Iceland	3	x
73	India	4	x
74	Indonesia	4	x
75	Iran	7			x
76	Iraq	6		x
77	Ireland	2	x
78	Israel	3	x
79	Italy	4	x
80	Jamaica	6		x
81	Japan	2	x
82	Jordan	5	x
83	Kazakhstan	4	x
84	Kenya	5	x
85	Kosovo	5	x
86	Kuwait	2	x
87	Kyrgyzstan	7			x
88	Laos	6		x
89	Latvia	2	x
90	Lebanon	7			x
91	Lesotho	6		x
92	Liberia	7			x
93	Libya	7			x
94	Lithuania	2	x
95	Luxembourg	1	x
96	Macao (Special Administrative Region of China)	2	x
97	Madagascar	7			x
98	Malawi	7			x
99	Malaysia	2	x
100	Maldives	6		x
101	Mali	7			x
102	Malta	3	x
103	Mauritania	7			x
104	Mauritius	3	x
105	Mexico	3	x
106	Moldova	5	x3
107	Mongolia	6		x
108	Montenegro	5	x
109	Morocco	3	x
110	Mozambique	7			x
111	Myanmar	6		x4
112	Namibia	5	x
113	Nepal	6		x
114	Netherlands	1	x
115	New Zealand	2	x
116	Nicaragua	7			x
117	Niger	7			x
118	Nigeria	6		x
119	North Macedonia	4	x
120	Norway	1	x
121	Oman	4	x
122	Pakistan	6		x
123	Panama	4	x
124	Papua New Guinea	6		x
125	Paraguay	5	x
126	Peru	3	x
127	Philippines	3	x
128	Poland	3	x
129	Portugal	3	x
130	Qatar	3	x
131	Republic of Korea	2	x
132	Romania	3	x
133	Russia	4	x⁵
134	Rwanda	6		x
135	Saudi Arabia	3	x
136	Senegal	5	x
137	Serbia	4	x
138	Sierra Leone	7			x
139	Singapore	1	x
140	Slovakia	2	x
141	Slovenia	2	x
142	Somalia	7			x
143	South Africa	4	x
144	South Sudan	7			x
145	Spain	3	x
146	Sri Lanka	5	x
147	State of Palestine	7			x
148	Sudan	7			x
149	Suriname	6		x
150	Swaziland	6		x
151	Sweden	1	x
152	Switzerland	1	x
153	Syria	7			x
154	Taiwan	2	x
155	Tajikistan	6		x
156	Tanzania	6		x
157	Thailand	3	x
158	Togo	6		x
159	Trinidad and Tobago	3	x
160	Tunisia	5	x
161	Turkey	5		x
162	Turkmenistan	6		x
163	Uganda	6		x
164	Ukraine	6		x⁶
165	United Arab Emirates	3	x
166	United Kingdom	2	x
167	United States of America	2	x
168	Uruguay	3	x
169	Uzbekistan	5	x
170	Venezuela	7			x
171	Vietnam	4	x
172	Yemen	7			x
173	Zambia	7			x
174	Zimbabwe	7			x
1Except the territory of Nagorno-Karabakh
2Except the territory of Abkhazia and South-Ossetia
3Except the territory of Trans-Dniester
4Except the territory of Rakhine State
5Except the territory of Dagestan, Ingushetia, Chechnya, North-Ossetia
6Except the territory of Donets Basin, Crimea Peninsula