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Project-risk buyer credit

Eximbank undertakes the provision of buyer’s credit with project risk on the basis of an individual appraisal. The purpose of the facility is, with the financing package offered in relation to main contractor’s agreements concluded between Hungarian main contractors and foreign procurers, to improve the competitiveness of Hungarian main contractors and help them to win orders for the implementation of complex projects in foreign markets.

As a part of the facility, which is  covered by MEHIB insurance (Facility V), Eximbank provides funds to the project company established by the foreign partner to implement the investment, for the fulfilment of the payment obligation arising in relation to a project implemented abroad by a Hungarian main contractor. The credit is repaid out of the income from the completed investment.

Preferred transactions and foreign markets: Eximbank typical participates in the financing of transactions where both the Hungarian main contractor and the foreign partner (the owner of the foreign project company) have the financial background and industry experience necessary for the successful implementation of the project. An important prerequisite is that the project should have a stable cash-flow generation capacity that can be forecast for the tenor of the loan, and which derives from a small number of suitably creditworthy project beneficiaries. Eximbank makes its financing decision – with the involvement of MEHIB and independent consultants – based on an assessment of the risks of the project’s implementation and operation, and the extent to which the projected cash flow (financial model) serving as the source of repayment of the credit is substantiated.

Credit amount — Owing to the complexity and high transaction costs of cross-border project financing transactions, Eximbank recommends the use of this facility in cases where there is a need for bank financing in excess of EUR 5 million or the equivalent USD amount. Where large-volume projects are concerned, Eximbank participates in a co-financing arrangement, in partnership with domestic and foreign commercial banks.

Currency — EUR or USD.

Tenor — In every case, the tenor is determined individually taking into consideration the special features of the given project, based on an evaluation of the financial model.

Pricing — Eximbank offers this facility at fixed interest (CIRR).

The extent of the financing — In the case of financing facilities offered with a tenor exceeding two years at fixed CIRR interest, under the OECD Arrangement a maximum of 85% of the foreign trade/general contracting agreement may be financed. A minimum 15% advance must be paid by the buyer at the start of performance. Local costs may – subject to individual appraisal – also be financed in part.

Certificate of origin — It is necessary to certify the Hungarian origin of the product and/or services constituting the object of the transaction

Documents


Eximbank Zrt.

Cégjegyzékszáma:
01-10-042594, bejegyezve a Fővárosi Törvényszék, mint Cégbíróság által

Adószám:
10949638-2-44

Bankszámlaszám:
14800016-06000008-11111128
S.W.I.F.T. kód: HEXI HU HB 

MEHIB Zrt.

Cégjegyzékszáma:
01-10-042595, bejegyezve a Fővárosi Törvényszék, mint Cégbíróság által

Adószám:
10949621-2-44

Bankszámlaszám:
10918001-00000001-04530003

1065 Budapest, Nagymező u. 46-48. Tel.: +36 (1) 374 9100, +36 (1) 374 9200, Fax: +36 (1) 269 1198 E-mail: exim@exim.hu © 2019 EXIM Minden jog fenntartva

Eximbank Plc.

Bank account number: 
14800016-06000008-11111128
S.W.I.F.T. kód: HEXI HU HB 

MEHIB Plc.

Bank account number: 
10918001-00000001-04530003

H-1065 Budapest, Nagymező street 46-48. Phone: +36 1 374 9100, +36 1 374 9200 Fax: +36 1 269 4476, +36 1 269 1198 E-mail: exim@exim.hu © 2019 EXIM All rights reserved

ЗАО «Эксимбанк»

Номер банковского счёта: 
14800016-06000008-11111128
S.W.I.F.T. kód: HEXI HU HB 

ИНН: 10949638-2-44

ЗАО «МЕХИБ»

Номер банковского счёта: 
10918001-00000001-04530003

ИНН: 10949621-2-44

1065 Будапешт, ул. Надьмезё д.46-48. Тел.: +36 (1) 374 9100, +36 (1) 374 9200, Факс: +36 (1) 269 1198 Электронный адрес: exim@exim.hu
© 2019 EXIM Все права защищены

Teljes kamat mátrix
Hiteligénylő vállalkozás mérete és a hitel devizaneme Ügyfélkamat
1. év 2-3. év 4-6. év
KKV EUR 0,10% 0,19% 0,69%
  HUF forgóeszköz 720 M alatt 0,10% 0,10%  
  HUF 0,55% 0,80% 1,30%
  USD* 2,25% 2,50% 3,00%
NV EUR 0,19% 0,69% 1,69%
  HUF 0,80% 1,30% 2,30%
  USD* 2,50% 3,00% 4,00%
* 2020. január 1-re jegyzett 12 havi USD LIBOR