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Commercial guarantees

Eximbank offers the following bank guarantees, for the fulfilment of export transactions, typically to domestic small and medium-sized enterprises and large corporations with export sales, in accordance with Govt. Decree 435/2012 (XII. 29.):

  • Bid (tender) guarantee: a commercial guarantee serving as payment security in respect of the amount of bid security requested, by the issuer of a call for bids, as a prerequisite for bidding. Such guarantees are issued to the benefit of the issuer of the call for bids, as beneficiary.

  • Advance-repayment guarantee: a commercial guarantee that secures repayment of an advance payment made on the basis of an export/foreign trade transaction, in the event that the exporter, as obligor, fails to deliver or to do so in accordance with the terms of contract.

  • Performance guarantee: a commercial guarantee that guarantees the exporter’s contractual performance until the time of fulfilment and acceptance of the supply and/or service provision obligation outstanding on the basis of the export contract.

  • Warranty guarantee: a commercial guarantee that guarantees the fulfilment of the exporter’s payment obligations resulting from warranty and guarantee obligations following the delivery, in compliance with the applicable rules, of the object of the export agreement, or acceptance of the provided service.

Extent of the guarantee —The extent of the guarantee is determined in keeping with the given export transaction in every case,ensuring that the combined extent of commercial guarantees undertaken by Eximbank in relation to the transaction does not exceed 80% of the value of the export contract.The following rates are typically applied:

  • tender guarantee: 2-5% of the bid price;

  • advance-repayment guarantee: 15-30% of the export contract;

  • performance/warranty guarantee: 5-10% of the export contract.

Minimum amount of guarantee – EUR 150,000 / USD 150,000

Currency — EUR of USD (with the proviso that in the case of counter-guarantees, the payment obligation relates to the EUR or USD equivalent of the amount specified in the local currency).

Term – Determined individually in line with the export transaction, but the following terms are usually applied:

  • tender guarantee: 3-6 months;

  • advance-repayment guarantee: 1-2 years;

  • performance/warranty guarantee: 1-2 years.

Transactions excluded from financing – As specified in Annex 1/A of the Eximbank Business Regulations (“CLIENTS EXCLUDED FROM FINANCING”).

Clients excluded from financing – As specified in Annex 2 of the Eximbank Business Regulations (“TRANSACTIONS EXCLUDED FROM FINANCING”). Furthermore, clients excluded from guarantee provision in accordance with Section 3 (1) a) of Chapter 2 (“Common rules on guarantees that may be provided by Eximbank) of the Guarantee Decree:

  • Clients that have outstanding debts towards the state or Eximbank, resulting from the exercising of a previous state suretyship, state guarantee or counter-guarantee, at the time of concluding the guarantee contract,

A further condition for exclusion is if the client is in financial difficulty as defined in Section 6 of Govt. Decree 37/2011 (III. 22.).

Securities – Determined based on a case-by-case assessment. Securities may include, for example, a pledge on the receivables originating from the financed export, mortgage on property, pledge on current assets, collateral deposit, payment guarantee, credit protection bank guarantee, pledge on shares, assignment of insurance, etc.

  • Purpose of financing: guarantee assumption

Documents


Eximbank Zrt.

Cégjegyzékszáma:
01-10-042594, bejegyezve a Fővárosi Törvényszék, mint Cégbíróság által

Adószám:
10949638-2-44

Bankszámlaszám:
14800016-06000008-11111128
S.W.I.F.T. kód: HEXI HU HB 

MEHIB Zrt.

Cégjegyzékszáma:
01-10-042595, bejegyezve a Fővárosi Törvényszék, mint Cégbíróság által

Adószám:
10949621-2-44

Bankszámlaszám:
10918001-00000001-04530003

1065 Budapest, Nagymező u. 46-48. Tel.: +36 (1) 374 9100, +36 (1) 374 9200, Fax: +36 (1) 269 1198 E-mail: exim@exim.hu © 2019 EXIM Minden jog fenntartva

Eximbank Plc.

Bank account number: 
14800016-06000008-11111128
S.W.I.F.T. kód: HEXI HU HB 

MEHIB Plc.

Bank account number: 
10918001-00000001-04530003

H-1065 Budapest, Nagymező street 46-48. Phone: +36 1 374 9100, +36 1 374 9200 Fax: +36 1 269 4476, +36 1 269 1198 E-mail: exim@exim.hu © 2019 EXIM All rights reserved

ЗАО «Эксимбанк»

Номер банковского счёта: 
14800016-06000008-11111128
S.W.I.F.T. kód: HEXI HU HB 

ИНН: 10949638-2-44

ЗАО «МЕХИБ»

Номер банковского счёта: 
10918001-00000001-04530003

ИНН: 10949621-2-44

1065 Будапешт, ул. Надьмезё д.46-48. Тел.: +36 (1) 374 9100, +36 (1) 374 9200, Факс: +36 (1) 269 1198 Электронный адрес: exim@exim.hu
© 2019 EXIM Все права защищены

Teljes kamat mátrix
Hiteligénylő vállalkozás mérete és a hitel devizaneme Ügyfélkamat
1. év 2-3. év 4-6. év
KKV EUR 0,10% 0,19% 0,69%
  HUF forgóeszköz 720 M alatt 0,10% 0,10%  
  HUF 0,55% 0,80% 1,30%
  USD* 2,25% 2,50% 3,00%
NV EUR 0,19% 0,69% 1,69%
  HUF 0,80% 1,30% 2,30%
  USD* 2,50% 3,00% 4,00%
* 2020. január 1-re jegyzett 12 havi USD LIBOR