EXIM Hungary is the official export credit agency of Hungary, the only domestic bank and insurer specifically focusing on international trade, foreign market expansion and investment. EXIM Hungary is the joint entity of two legal persons, the state-owned Hungarian Export-Import Bank Plc. (Eximbank Zrt.) and the Hungarian Export Credit Insurance Plc. (MEHIB Zrt.) operating within an integrated framework which allows us to provide both financing and insurance facilities.
EXIM Hungary provides a solid financial background for Hungarian export companies, their suppliers and enterprises planning to export with foreign trade-related credit services and risk-insurance products of the highest international standard that promote the expansion and success of their activities. With our knowledge and experience and international relations acquired over our more than 28-year operation, we have helped to bring Hungarian products and services to nearly 150 countries around the world via our financial instruments.
We represent Hungary and Hungarian exporters in several international organisations, such as the European Union and the OECD's Export Credit Working Group. Since 1998 we have been a member of the Berne Union, the global organisation of the export finance and insurance industry, and in 2021 EXIM Hungary was elected by the organisation as a member of its Management Committee.
Our mission is to support domestic enterprises as a financial engine for the global success of Hungarian exporters and with the help of innovative financial solutions to provide them with a kind of passport to promote their foreign market success, to strengthen their presence and expansion in foreign markets. EXIM Hungary is one of the world’s export credit agencies and thus - being the Hungarian player in the global institutional system - our operation is governed by the relevant OECD and European Union regulations. We offer efficient, specialised financing and insurance schemes to help Hungarian goods and services sell as successfully as possible on foreign markets.
Accordingly, the services we offer aim to cover the entire range of export activities with our banking and insurance products - such as current assets and investment financing, financing of FDI projects abroad, equity financing through our Hungarian and international investment funds, buyer credit, discounting, export credit insurance, loan and commercial guarantees - from pre-export supplier processes, through manufacturing and production, to entry and sales in foreign markets. We prioritise the achievement of climate goals and a sustainable future, so we not only apply ESG considerations in our own operations, but also contribute to our clients' sustainability-oriented developments and investments with subsidised financing solutions.
Our total assets amounted to nearly HUF 2,000 billion in 2021 and our loan portfolio exceeded HUF 1,300 billion, with nearly 90 percent of our customers operating in the SME segment. Our key partners are domestic commercial banks, and we finance our clients primarily through them - in strategic cooperation - in the framework of refinancing schemes. EXIM Hungary – similarly to commercial banks – manages resources from money markets in the broader sense in addition to the capital provided by the owner and finances its operation from domestic and international bond issues and bilateral loans.
Our work is driven by our specialised global experience and the specific professional knowledge we have thus acquired; our goals are guided by a sense of responsibility, agility, collaboration, efficiency, innovative thinking and a solution-oriented approach.